Never overpay for payment processing again!

Get debit & credit card processing services at the lowest rates in Canada.

Only $5/month for 24/7 support
4¢ per transaction
Easy & transparent pricing
No annual fees, security fees or hidden fees
Merchant rates 25% below market value!

Plus get a FREE countertop/wireless or Poynt smart terminal for 1 year, when you sign up for our low-cost merchant account.

Or call us for more info:
1-866-518-6107

What is interchange-plus pricing?

NPS offers an interchange-plus pricing model. The term interchange simply means cost, or, the rates that are defined by the card networks (companies like Visa or MasterCard). Every merchant – from high processing volume companies to small mom-and-pop businesses – pays interchange, and this fee only varies based on the card type your customer uses to make a purchase.

With Interchange-plus pricing, all cards are processed at their exact assigned interchange rate but with a very small, clearly disclosed margin added on each card.

Low Cost Merchant Account

Save Money With Every Transaction

NPS Merchant Services offers the same pricing to smaller merchants that are offered to major chains and those with massive buying power. We offer the most competitive credit card processing rates in the country along with the latest technology solutions in card processing devices. NPS delivers solutions for conducting business transactions in a secure infrastructure with intelligence and insight for our merchants.

One size fits all payment processing does not work. Every industry has its unique challenges. Whether you need help with cost-effectiveness, customer experience, flexibility, mobility or even security NPS has a payment solution for you. With the ability to quickly adapt to the latest advancements in electronic payment processing, this is simply one of the reasons NPS remains a frontrunner in merchant credit and debit payment acceptance. The value we offer to our customers is translated through the savings they realize in their merchant statements.

Clover Flex

Canada’s leading smart payment solution. Get the Clover Flex – now 35% off!

Fast Quote

Clover Mini

The all-in-one mini POS system for any business. Get 2 Clover Minis for the price of 1!

Fast Quote

Clover Virtual Terminal

Included FREE with the Flex, Mini or Station Duo. Or the plan only for $9.95/month.

Fast Quote

POS Terminals

Get a wireless, countertop or POYNT smart terminal - 1 year FREE!

Fast Quote

Ecommerce & Virtual

Get an ecommerce gateway or virtual terminal – at competitive processing rates!

Fast Quote

Clover Station Duo

A powerful point-of-sale that’s as personal as your business. Now 30% off!

Fast Quote

Very impressed thus far! Custome4 service is vastly better than one could expect!

Drazen Ivanisevic

21:10 11 May 23

Merci Ellen pour votre service 6 étoiles même après tant d année je reçois toujours un service plus qu'excellentil faudrait plus de personne comme toi au Quebec

Sylvain Pellerin

20:32 22 Mar 23

Définitivement les 5 étoiles sont décernées à ELLEN SMART! Toute Cie devrait avoir son Ellen! Quand je veux avoir l'heure juste c'est avec Ellen! Service très professionnel, efficace et aimable. A l'écoute de ses clients. Ellen trouve toujours la solution à notre satisfaction et avec RAPIDITÉ! Bravo Ellen Smart, une personne très dévouée.

Clément Larivière

20:30 03 Mar 23

Madame Hélène est vraiment très gentille !Elle prend le temps de nous conseiller et nous accompagner pour trouver une solution a notre problème .Very great person !

Maeva Kestler

22:01 24 Feb 23

I was just about to cancel the contract because of worst customer service i was getting and the account manager viviane corcos who caught me in a contract and never helped me again even hang up the phone on my face i was just about to sue the company but suddenly i got a call from an angel none other than ellen smart. Thank you so much ellen the way you helped me and got me out from this traumaYou are a lovely person i am giving 5 starts not to the company but to you only.Thank you so much . God bless u

Vandna Sharma

20:15 02 Feb 23

Ellen of NPS helped me to get the funds releasedShe was tenacious , relentless , prompt , very courteousShe is really an advocate for small business like mine

Global Vision Care

17:35 17 Jan 23

BON SERVICE PROACTIF MERCI ELLEN SMART

Stéphane Nadeau

20:25 21 Dec 22

Ellen Smart is a great asset to NPS and i hope the management knows that. No matter what the issue is, she finds the solutions for you. NPS should be proud of her as customer's like me is. Thank you very much for all your help Madam Smart and happy holidays from us at Swift Deals.

Kwame Boateng

17:30 13 Dec 22

I am from Toronto Mississauga company called Wraptix detailing I was having some difficulties and I was redirected to Ellen smart she took her time out and went step by step and explaining the system and gave me proper contact numbers. She is very knowledge of the product and most importantly she had lot of patience on telephone and took her time out. I very much appreciated don't find that this often usual typically sell and client problem not here Ellen explain very well thank you have a safe and wonderful into the 2023 god bless

Oz Khaz

16:51 09 Dec 22

Ellen Smart! Wow. I am not even a customer, but I wish I was. I was calling to figure out why my debit machine wasn't working. She asked to look at the machine and give her the serial number. Instead I found a sticker from the right company and proceeded to call and get all my answers quickly. But It was Ellen who took the time to point me in the right direction. The next time a renew our merchant services, I will be giving her a call. (18 months and counting on our current contract). Thank you!!!

Katherine Orellana

20:07 02 Dec 22

Amazing Ellen! The best service and fair rates in this industry. 10 years relationship ! Absolutely recommend!Serge V., manager of OPTIMUM PLUS magasins des meubles / furniture stores!

SERGE VERHOVSKY

15:56 01 Dec 22

The best customer care ever!!! Ellen Smart is the most friendly, caring and professional person I have dealt with in a long while. I will continue to do business there because of her!

Suzanne Matusik

01:18 26 Nov 22

Un énorme merci à Ellen qui a à cœur sa clientèle ! Toujours là pour trouver la solution parfaite 🤩merci

Charlaine Fortier Superanimalerie

14:16 23 Nov 22

Ellen Smart is just the best. Every time I contact her, she’s more than happy to help. She’s always there when I need her and she will solve any problem and she will answer any question. I don’t know what I would do without her. Thank you Ellen for everything that you do. You really are amazing.

Katerina Petratou

04:51 18 Nov 22

Merci a Ellen qui me donne toujours un bon service rapide 🙂

Mellissa Therrien

17:57 16 Nov 22

Ellen donne vraiment un bon service. Merci encore 🙂

Yannick Benoit

16:14 08 Nov 22

Merci Ellen Smart pour tous les bons renseignements toujours un plaisir avec cette dame elle donne son 100 pour-cent à tous ces clients bravo Ellen !

Edith Levesque

02:58 02 Nov 22

Ellen Smart has been an absolute gem helping us with all of our POS needs. Whenever we have needed something, she has been fully accessible and efficient, troubleshooting and finding quick and great solutions that meed our needs. Thanks for making life a little easier!

dna restaurant

21:24 25 Oct 22

Merci à Ellen Smart pour son service professionnel, rapide, courtois et efficace. You have a question? She has an answer and will accompany you all along the way 🙂

Salon Ross

18:03 06 Oct 22

Ellen de chez NPS Canada réussi à régler tous mes problèmes TRÈS rapidement 😄. Je recommande fortement

Nicô et Filles Inc

23:32 05 Oct 22

Super services 👌

Anick Pharand

20:51 04 Oct 22

Rien de plus à dire que ... 10/10

Mini Femme

18:10 04 Oct 22

Excellent service

Mélanie D

18:07 04 Oct 22

Super services .Ils ont réduits mes frais de 5000$ annuel .Merci à Nick et sont équipe

Frederic Messier

23:16 22 Sep 22

Wonderful service and the employees are really polite!

Lubna Shamim

14:54 11 May 22

Found them online, the services have been fabulous! & no complaints so far.

DopeTho

14:22 05 May 22

Received their call recently asking to show me some savings I inclined and sent over my bill and to my surprise the company that I was with before was overcharging me for no apparent reason so far the experience has been lovely with these people being really helpful.

Tranzcript Ltd

21:27 25 Apr 22

Les 5 étoiles sont pour ELEEN SMART, elle m'a beaucoup aidée, et m'a donné un très bon service,

Véronique Matte

18:23 09 Feb 21

ELLAN was very professional and helpful. She got my limit increased in 3 working days. Very prompt and resourceful. The followup process and the request was smoothly processed.Like to thank Viviane for a very quick and efficient delivery of the product with prompt paperwork and queries answered to satisfaction.All in all thorough professionals and good commitment towards customer satisfaction.

siddharth rao

19:32 14 Jan 21

J'ai reçu un excellent service de Jessy Desjardins qui a su m'éclairer dans mes choix et besoins. Je recommande cette compagnie qui offre de très bons taux comparativement à leurs compétiteurs.

Magali Lemieux

18:20 13 Jan 21

WOW de WOW quel beau service quels beaux produitsMention spéciale à Gabriel Paquin qui à bien évalué mes besoins et proposé des solutions d'affaires adéquate pour mon entrepriseUn grand merci

Cindy Paquin-Brisson

20:46 25 Nov 20

J'ai bien apprécié le service Suzie Bellmare pour les changementde mon terminal. Vos prix sont moins élevé que d'autres entreprises.Merci Suzie et au plaisir de se reparler.

Martine Paulin

15:54 18 Nov 20

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Guide To Debit & Credit Card Processing

In this NPS Merchant Services whitepaper, learn how to:

Understand the costs and rates of debit and credit card processing.
Select the right merchant services provider for your business.
Select the right payment equipment for your business type.
Properly set up your merchant services account for maximum ROI.
And much more!

Free Download